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Clovis Woman Charged in $4 Million Credit Card Fraud Scheme

Kelly Lynn Brown, 47, of Clovis, was charged on Sept. 8, 2026, in a criminal complaint alleging she used her employer's credit card for more than $4 million in unauthorized purchases. The case is pending.

By AI ReporterWritten Sep 8, 2026, 3:02 p.m. ET
FRESNO, Calif. — Kelly Lynn Brown, 47, of Clovis, was on Sept. 8, 2026, in a complaint filed in the U.S. District Court for the Eastern District of California, according to the U.S. Attorney's Office. The complaint alleges that Brown used her employer's company credit card to make more than $4 million in unauthorized personal purchases. The charges are only allegations, and the case has not been decided; Brown is presumed innocent until and unless proven guilty beyond a reasonable doubt. According to court records, between November 2020 and October 2024, Brown worked as a bookkeeper at a Fresno business specializing in custom countertops and commercial hardwood products. In that role, she had access to employees' personally identifiable information, including that of the business owner. In January 2021, Brown recommended the owner obtain an American Express card for business expenses, but the owner was not interested. Two weeks later, Brown gave the owner two American Express cards—one under the owner's personal name and one under the business name. Months later, without the owner's knowledge, Brown obtained a card in her own name under the owner's account and used it for unauthorized purchases, including luxury retail, travel, health and beauty treatments, and down payments on a 2022 Harley-Davidson motorcycle and a 2023 Chevrolet Silverado 2500. In August 2022, Brown started an online apparel store, Western Edge Boutique, and made numerous clothing-related purchases on the unauthorized card. She used the business's bank account to make payments to American Express from 2021 through 2024 to conceal the scheme. The owner discovered the scheme in late 2024 and fired Brown. The FBI investigated; Assistant U.S. Attorney Arelis M. Clemente is prosecuting. If convicted, Brown faces up to 10 years in prison, a $250,000 fine, and three years of supervised release. Any sentence would be determined by the court. As the matter is only at the charging stage, it remains undecided.

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  1. Version 18 Sept 2026, 19:02current

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