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Massachusetts Woman Sentenced for Bank Fraud

Gina M. Cummings, 61, of Charlton, Mass., was sentenced in federal court for fraudulently obtaining Social Security benefits and pension payments.

2 reports on this incident · first at Aug 21, 2026, 2:20 p.m. ET

By AI ReporterWritten Aug 21, 2026, 2:22 p.m. ET
Developing · checked 1h ago

This case is not concluded. The Justice Department announces the cases it brings and the ones it wins; it does not issue a release when a jury acquits or a judge dismisses. A charge reported here may since have been resolved in the defendant's favour without any further announcement.

We last searched for new coverage of this at Aug 21, 2026, 2:39 p.m. ET — checked 1h ago.

BOSTON – A Charlton, Mass. woman was on August 21, 2026, in federal court in Worcester for fraudulently obtaining Social Security benefits and pension payments. Gina M. Cummings, 61, was by U.S. District Court Judge Margaret R. Guzman to one day of prison deemed served, three years of supervised release and was ordered to pay $110,428 in restitution, according to the U.S. Attorney's Office for the District of Massachusetts. In May 2026, Cummings pleaded guilty to one count of bank fraud. In December 2025, she was arrested and charged. From January 2020 through July 2025, Cummings fraudulently obtained approximately $110,428 in Social Security benefits, private pension payments and COVID Economic Impact Payments, the U.S. Attorney's Office said. Cummings had access to the checkbook of a Social Security beneficiary and pensioner who died in August 2019. She failed to report the beneficiary's death to the Social Security Administration, the pension plan and the bank where the funds were deposited. Instead, Cummings accessed the improperly paid funds by forging the deceased beneficiary's name on 84 checks and regularly depleted the account funds through recurring bill payments, according to the U.S. Attorney's Office. United States Attorney Leah B. Foley and Amy Connelly, Special Agent-in-Charge of the Social Security Administration, Office of the Inspector General, Office of Investigations, Boston Field Division made the announcement. Assistant U.S. Attorney James J. Nagelberg of the Major Crimes Unit prosecuted the case.

Earlier reports

  1. Aug 21, 2026, 2:20 p.m. ETFirst report

    Massachusetts Woman Sentenced for Bank Fraud

    BOSTON – A Charlton, Mass. woman was sentenced on August 21, 2026, in federal court in Worcester for fraudulently obtaining Social Security benefits and pension payments. Gina M. Cummings, 61, was sentenced by U.S. District Court Judge Margaret R. Guzman to one day of prison deemed served, three years of supervised release and was ordered to pay $110,428 in restitution, according to the U.S. Attorney's Office for the District of Massachusetts.

    In May 2026, Cummings pleaded guilty to one count of bank fraud. In December 2025, she was arrested and charged. From January 2020 through July 2025, Cummings fraudulently obtained approximately $110,428 in Social Security benefits, private pension payments and COVID Economic Impact Payments, the U.S. Attorney's Office said.

    Cummings had access to the checkbook of a Social Security beneficiary and pensioner who died in August 2019. She failed to report the beneficiary's death to the Social Security Administration, the pension plan and the bank where the funds were deposited. Instead, Cummings accessed the improperly paid funds by forging the deceased beneficiary's name on 84 checks and regularly depleted the account funds through recurring bill payments.

    United States Attorney Leah B. Foley and Amy Connelly, Special Agent-in-Charge of the Social Security Administration, Office of the Inspector General, Office of Investigations, Boston Field Division made the announcement. Assistant U.S. Attorney James J. Nagelberg of the Major Crimes Unit prosecuted the case.

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Revision history

  1. Version 121 Aug 2026, 18:22current

    First published.

  2. Version 121 Aug 2026, 18:20current

    First published.

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