Mortgage Rates Edge Up to Highest Level in a Year
Freddie Mac's Primary Mortgage Market Survey shows the average 30-year fixed rate at 6.71%, up 0.05 percentage points from the prior reading and 6.5% above the year-ago level.
3 reports on this incident · first at Aug 17, 2026, 12:47 p.m. ET
the average 30-year fixed mortgage rate
6.76%up 0.05% from Sep 3, 2026
Reading for Sep 10, 2026, published by Freddie Mac, via FRED. 106 readings on the record.
6.76% for Sep 2026 — Freddie Mac, via FRED
| Period | Reading | As published | Source |
|---|---|---|---|
| Sep 10, 2026 | 6.76% | — | Freddie Mac, via FRED |
| Sep 3, 2026 | 6.71% | — | Freddie Mac, via FRED |
| Aug 13, 2026 | 6.67% | — | Freddie Mac, via FRED |
| Aug 6, 2026 | 6.69% | — | Freddie Mac, via FRED |
| Jul 30, 2026 | 6.66% | — | Freddie Mac, via FRED |
| Jul 23, 2026 | 6.58% | — | Freddie Mac, via FRED |
| Jul 16, 2026 | 6.55% | — | Freddie Mac, via FRED |
| Jul 9, 2026 | 6.49% | — | Freddie Mac, via FRED |
| Jul 2, 2026 | 6.43% | — | Freddie Mac, via FRED |
| Jun 25, 2026 | 6.49% | — | Freddie Mac, via FRED |
| Jun 18, 2026 | 6.47% | — | Freddie Mac, via FRED |
| Jun 11, 2026 | 6.52% | — | Freddie Mac, via FRED |
Earlier reports
Aug 18, 2026, 10:56 a.m. ET
Mortgage Rate Reports Disagree Across Sources for August 13, 2026
On August 13, 2026, weekly mortgage rate measurements showed conflicting figures across surveys. Freddie Mac's Primary Mortgage Market Survey reported the average 30-year fixed mortgage rate, cited at 6.69% by RISMedia and The Economic Times and at 6.66% by ClickOrlando, while Fortune cited Mortgage Research Center data reporting average 30-year fixed conforming mortgage rates at 6.614% (down from 6.698% on the prior day's report) and 6.728%. RISMedia also noted that 15-year fixed mortgage rates averaged 6.01%, down from 6.04% the previous week. According to Federal Reserve Economic Data, rates showed a change of -0.02%, or -0.3%, from a previous value of 6.69%, with a high of 6.69% and a low of 5.98% prior to this reading.
Outlets also reported conflicting year-over-year comparisons. ClickOrlando reported rates were lower than the same time last year, when 30-year fixed rates reached 6.72% in July, whereas The Economic Times reported rates were up from 6.63% during the same period last year, and RISMedia reported rates were above year-ago levels for the first time in 44 weeks. Federal Reserve Economic Data listed a year-ago value of 6.58%, representing a 1.4% increase.
Calculations reported by Fortune using the Office of Financial Readiness mortgage calculator showed that on a $300,000 30-year mortgage, a rate of 6.614% results in roughly $390,751.67 in total interest, while a rate of 6.728% results in roughly $398,906.67 in interest. Federal Reserve Economic Data also listed an incomplete 2027 COLA estimate of 3.1% based on 1% months in, with an average benefit of 62% on an average benefit basis of 2000%.
Aug 17, 2026, 12:47 p.m. ETFirst report
Mortgage Rates Top Year-Ago Levels for First Time in 44 Weeks
Mortgage rates moved higher than year-ago levels for the first time in 44 weeks, according to reporting from RISMedia. According to official records, weekly figures on August 13, 2026, showed a drop of 0.02, or 0.3 percent, from a previous value of 6.69 percent.
Outlets reported differing figures and data sources for current rates. RISMedia, ClickOrlando, and The Economic Times cited Freddie Mac's Primary Mortgage Market Survey, while Fortune reported figures from the Mortgage Research Center. RISMedia and The Economic Times reported the average 30-year fixed rate at 6.69 percent, while ClickOrlando reported 6.66 percent. Fortune reported 30-year rates at 6.614 percent, down from 6.698 percent on the prior report, as well as 6.728 percent. RISMedia also reported that the 15-year fixed-rate mortgage averaged 6.01 percent, down from 6.04 percent the prior week.
Year-over-year trends also varied across reports. RISMedia stated rates surpassed year-ago levels for the first time in 44 weeks, and The Economic Times reported an increase from 6.63 percent at the same time last year. ClickOrlando reported rates were lower than the 6.72 percent recorded in July of last year. Official records show the value a year ago was 6.58 percent, representing a 1.4 percent increase. Fortune reported that for a 30-year mortgage borrowing $300,000, interest over the life of the loan would total roughly $390,751.67 at a 6.614 percent rate and $398,906.67 at a 6.728 percent rate, based on the Office of Financial Readiness mortgage calculator.
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Sources
- Mortgage rates climb to highest level in a yearclickorlando.com
- Mortgage rates hit highest level in over a year. Here's what it means for homebuyers in the USeconomictimes.indiatimes.com
- Mortgage Rates Rise to Higher Than Year-Ago Levels for the First Time in 44 Weeksrismedia.com
- Mortgage rates Tuesday, Aug. 11, 2026 | Fortunefortune.com
- Mortgage rates Friday, Aug. 14, 2026 | Fortunefortune.com
- Freddie Mac, Primary Mortgage Market Survey® (PMMS®)
- https://fred.stlouisfed.org/graph/fredgraph.csv?id=MORTGAGE30US
Revision history
- Version 418 Aug 2026, 14:56current
Corrected erroneous dollar signs on percentage figures and attributed Federal Reserve Economic Data.
- Version 410 Sept 2026, 16:25current
Corrected the reported rate figures and dates to match the sourced range, removed the unsupported COLA estimate and FRED attribution, and added the conflicting year-ago comparisons and household impact figures.
- Version 318 Aug 2026, 12:30
Updated story to include conflicting reported mortgage rates, household interest impacts, and official survey metrics.
- Version 217 Aug 2026, 16:54
Updated story to structure outlet figure conflicts and official record readings clearly.
- Version 217 Aug 2026, 15:58
Updated story with precise rate, household impact, and adjustment figures from Freddie Mac via FRED.
- Version 117 Aug 2026, 16:25
First published.
- Version 117 Aug 2026, 15:53
First published.
- Version 117 Aug 2026, 16:47current
First published.
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